polytrade
Bringing Safe & insured real world assets to Crypto natives

Shaping the future of Trade Finance

Polytrade brings safe and insurance backed real world assets to crypto world. We will provide real world borrowers access to low interest and swift financing to free up critical working capital, tapped from crypto lenders.

Tokenizing Real-World Invoices

POLYTRADE works on DeFi, a borderless financing infrastructure that turns the ownership of real-world assets (“Receivables”) into digital tokens

Harnessing Crypto Liquidity Pool

POLYTRADE enables harnessing the massive crypto liquidity pool and addresses the gap in receivables financing by providing SMEs a new source of funding

Offering Safe insurance backed investments to Crypto Investors

POLYTRADE provides a safe investment opportunity for Crypto investors to sweat their crypto assets in real-world business use cases.

Why Polytrade?

Polytrade bridges the gaps in traditional receivables financing by accessing untapped crypto liquidity. By onboarding on Polytrade, everybody gains!

01

Timely payments for sellers

02

Streamlined credit facility for buyers

03

Interest payments to crypto investors with insured and safe investment in real-world assets

Receivables/Invoice Finance

The most secured form of trade finance where open account trade invoices are secured by insurance and assigned to a platform for collection when due. It provides early liquidity to exporters and a secured short-term liquid asset to investors/lenders.

Off-Balance Sheet Lending

When structured properly, selective receivables finance stays off a company’s balance sheet. It has no impact on outstanding loans or future requirements for lines of credit and similar funding.

Option to Prioritize Receivables

Companies can choose the receivables they want to submit for early payment rather than offer up their entire rolling book of receivables. As a result, they can better control their financing costs.

Flexibility of Participation

Selective receivables finance allows companies to participate only when needed. This helps businesses facing seasonal demand or during periods of economic volatility.

Ability to Tap Multiple Funding Sources

Unlike other options, selective receivables finance allows companies to incorporate multiple funders into a program. This reduces the risks inherent in relying on a single financial institution

More Favorable Pricing

By incorporating multiple funding sources, selective receivables finance enables price competition

How it Works

Polytrade enables smart receivables financing by bringing together finance providers and SMEs on a single platform.
The underlying real-world asset or the “Receivable” is represented by an invoice that gets converted to a digital token and becomes investible for crypto investors.

Key Benefits

Low Cost, Higher liquidity to SMEs with No size constraints

For Sellers

No Restrictions on Ticket Size

Unlike traditional financing options, the platform can finance even small-sized invoices

Low-cost Financing

The platform aims to minimize the cost of finance by removing intermediaries from the chain

Quick Turnaround

Highly active and capable governance facilitates a quick turnaround and reduces processing times to a minimum

For Investors

Easy Access to Trade Finance

Invest in a centuries-old asset class without getting into its nuisances

Monetize Idle Credit Lines

Earn attractive returns by directly investing in a large number of invoices from businesses spread across diverse industry sectors

Secured Platform

A secured blockchain-based platform offering best-in-class security to investors

Our Team

Piyush Gupta

Piyush founded Polytrade Capital Group in 2014 with an aim to bring trade finance to SME and MSME at low cost and hassle free. He raised over USD 400 million in trade finance for global clients and ex
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Founder

Arul Prakash

Arul is a business transformation & product management veteran experienced in building and scaling sustainable businesses. As part of his 15 year long rich consulting and business management experienc
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Chief Operating Officer (COO)

Sankalp Kumar

A shipping professional, with over 20 years of cumulative experience, Sankalp brings along in-depth understanding of local laws, regulations and business practices that has ensured smooth and efficien
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BD Asia

Milko Sinko

Seasoned investor / banker/ financial services professional with a proven track record in Business Development, Trade Finance and Private Banking, Asset and Investment Management. Possesses strong cro
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BD GCC and Europe

Sameep Singhania

Sameep is a blockchain enthusiast who helps teams adapt their use cases to blockchain technology. Recently Sameep has been focusing his energy more towards Blockchain Technology (BC) to devise strateg
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Blockchain Developer

Sayali Pandey

Sayali Pandey is a CA final candidate with deep experience in accounts and auditing. She is responsible for handling treasury and accounting operations.
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Treasury & Finance

Aditi Saini

With vast experience into marketing and communications, Aditi Saini who originated as an engineer from Jaypee University, Solan helped some multinational companies to reach out to the masses by positi
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Marketing & Communications

Abhishek Jha

Having a dynamic experience of more than 3 years in the field of sales and business development, Abhishek Jha is an excellent communicator and being a great team builder he showcases his leadership qu
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Relationship Manager

Pop Daniel

As a UX/UI designer,Pop Daniel is responsible for the design and implementation of all the experiences a user has while accessing the Polytrade platform. He works closely with the marketing team and d
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Product Designer

Prusela Bhowmick

Prusela is a Certified Management Accountant-[CMA (US)] student who has graduated from University of Nottingham majoring in Finance, Accounting and Management. Her main responsibility is to assist the
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PR Manager

Ashish Sood

An engineer by profession. Ashish has an edge for problem solving. Starting up with his own venture, later moving to PayU Credit where he was a Product Manger focussing on building partnerships and so
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Product Manager

Investors

Media
Coverage

Roadmap

  • 2014
    Incorporated Riqueza Capital in Hong Kong
  • 2015
    Initiated Receivable financing business
  • 2020
    Onboarded more than 5000 borrowers, funded more than 250 borrowers with a cumulative value of ~500mn USD since inception
  • 2021-Q1
    Polytrade Ideated and conceptualized
    Decentralisation score 0%
  • 2021-Q2
    Fund raising, IDO & Exchange Listing. Product ideation, Design & Build
    Decentralisation score 0%
  • 2021-Q3
    POC
    Core Functionalities - Lender Portal, Borrower, Admin
    Testing on Testnet
    Decentralisation score 0%
  • 2021-Q4
    Version 0.1
    • Launch of LP
    • Launch of Borrower & Admin Portal
    • Reward system deployment for all stake holder
    • Decentralisation score 30%
  • 2022-Q1
    Version 0.2
    • Launch of Buyer portal.
    • Enhancement of previously launched products.
    • Currency swap within portals for Borrower.
    • Partnerships with other Defi Platforms.
    • Decentralisation score 40%
  • 2022-Q2
    Version 0.3
    • Role based access for Multi tier organisations.
    • Onboarding of Decentralised insurance platform.
    • Staking and insurance fund deployment.
    • Launch of referral program with channel partners.
    • Decentralisation score 50%
  • 2022-Q3
    Version 1.0
    • Onboarding of Decentralised governance council.
    • Onboarding of other supply chain finance services.
    • Launch of Service Provider Portal.
    • Setup of delegator mechanism for governance council.
    • Decentralisation score 75%
  • 2022-Q4 | 2023-Q2
    Version 2.0
    Cross chain portability enablement
    Decentralisation score 90%
  • QX
    Version X
    Complete decentralisation of trade finance protocol
    Decentralisation score 100%

Frequently Asked Questions

Business
Project
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